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← All articles MONEY · 21 October 2026

What is on the world’s banknotes? A short guide to money design

Quick answer: Banknotes usually show national leaders, writers, scientists, landmarks or wildlife, and include security features such as watermarks, holograms and colour-changing ink. The euro is unusual: its notes show imaginary bridges and windows.

Who appears on money

Common choices:

  • Founders and kings: many Arab currencies show monarchs or national symbols
  • Scientists and writers: Japan’s yen shows scientists and authors
  • Landmarks: Egypt’s pound shows mosques and pharaonic monuments
  • Nature: some African and Pacific notes show wildlife

Security features

Modern notes use watermarks, raised print, holograms, security threads and ink that changes colour when tilted. Polymer (plastic) notes, first used in Australia in 1988, last longer and are harder to fake.

A short history of paper money

Paper money first appeared in China, where merchants used deposit notes in the Tang dynasty and the Song dynasty issued official notes around the 11th century. Europe followed much later: Sweden’s Stockholms Banco issued some of the first European banknotes in 1661.

DateMilestone
7th–11th centuryPaper money develops in China
1661First European banknotes in Sweden
1694Bank of England founded
1988Australia introduces polymer banknotes
2002Euro notes enter circulation

What banknotes show

Notes usually show national heroes, landmarks, animals or achievements. Security features such as watermarks, holograms and colour-changing ink make them hard to copy.

Who appears on banknotes

Banknotes often honour national figures, landmarks or achievements. Many Arab banknotes show historic sites: Egyptian notes feature mosques and pharaonic monuments, Jordanian notes show kings and Petra, and Saudi notes show the Kaaba and other landmarks.

Currencies of the Arab world

Some currencies quizzes ask about:

CountryCurrency
EgyptEgyptian pound
JordanJordanian dinar
Saudi ArabiaSaudi riyal
UAEUAE dirham
MoroccoMoroccan dirham
KuwaitKuwaiti dinar
IraqIraqi dinar

The most valuable currency unit

The Kuwaiti dinar is often listed as the highest-valued currency unit in the world, worth more than three US dollars.

Frequently asked questions

Who invented paper money?

China, during the Tang and Song dynasties, more than 1,000 years ago.

Why do euro notes show bridges?

To avoid favouring any one member country, they show imaginary architecture from different eras.

Where was paper money invented?

China.

Which country first used plastic banknotes?

Australia, in 1988.

Which currency unit has the highest value?

The Kuwaiti dinar is often listed as the highest-valued.

What is the currency of Morocco?

The Moroccan dirham.

Play the banknotes quiz